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Finance a Piano

Making your piano affordable

By offering finance solutions, we want to help ensure that the upfront cost of purchasing a musical instrument isn’t a barrier. We also want to help give parents the choice to support their child’s interest in music. The most popular finance choice by far is using the Art’s Council Take it Away scheme.

Subject to application and credit check, finance is available on all Pianos from The Piano Gallery – please contact us if you have a piano in mind and would like us to calculate the monthly figures.

If finance is not an option for you, then ask us about our tailored piano rental schemes.

Example finance calculations:

Piano costing £1495
Deposit £150
£1345 balance due
£74.72 pcm over 18 months

Piano costing £1995
Deposit £200
£1795 balance due
£99.72 pcm over 18 months

Piano costing £4000
Deposit £400
£3600 balance due
£200 pcm over 18 months

Piano costing £5000
Deposit £500
£4500 balance due
£250 pcm over 18 months

This works for any piano up to the value of £5000. If you are looking to purchase a piano thats costs over £5000, then the deposit will just increase. The maximum that can be financed on the Take it away scheme is £5000.

For example:

Piano costing £7500
Deposit £2500
£5000 balance due
£277.77 pcm over 18 months

Finance with the 'Take it Away' Scheme

Take it away is an Arts Council England initiative that aims to make musical instruments more accessible to children and young people by providing interest – free loans of up to £5,000.

The scheme is open to parents buying an instrument for a child under the age of 18, but also 18-25 years olds who can apply in their own right. In England, you can get a Take it away interest free loan of between £100 and £5,000.

The core scheme, which all our shops in England offer, is available to UK residents, who have a regular income that exceeds £5,000 per year and are either 18-25 years old, or over 18 and buying an instrument for a child under 18.

In England, if the cost of the instrument/s you want to buy exceed the £5,000 loan limit, you can use Take it away as a part-payment towards the instrument/s.

You would then need to pay the remaining balance by an alternative method. It is not possible to split the cost of an instrument/s over more than one loan application.

You will need to pay a minimum of 10% of the loan amount at the point of sale by debit or credit card (or cash/cheque with proof of identity). The rest is then paid back over 9 months (for goods of £100-£2000) or 18 months (for goods of £800-£5,000) in equal instalments by direct debit. There is no administrative charge or handling fee when you take out the loan, so you will never be paying more for your purchase than the ticket price.


Am I eligible?


Take it away is open to musicians of all ages to support them in their music making. Whether you are just starting out, developing your interest, or pursuing music as a career, we are here to help you. In England, our special focus is to make musical instruments more accessible for children and young people. You may be asked if you are buying for a child or young person as part of the loan application process.

All applicants must:

  • Be over 18 years old
  • Be a permanent UK resident
  • Have a regular income that exceeds £5,000 per year
  • Hold a bank or building society account capable of handling direct debit payments
  • Loans are subject to status. Terms and conditions apply.


For more information, ask us at The Piano Gallery or go to
Representative 0% APR

Offer subject to age and status. Terms and conditions apply. Applicants must be over 18. The Piano Gallery is a licensed credit broker of Take it away loans. Take it away is operated by ArtCo Trading Ltd, a wholly owned subsidiary of Arts Council England and a limited liability company registered in England & Wales under No. 2758433. Registered address: Arts Council England, North East, Central Square, Forth Street, Newcastle upon Tyne, NE1 3PJ

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